Opens in a new tab

Florida Property Insurance & Construction Defect Representation

KPS Law represents property owners in first-party property insurance and construction defect disputes, including homeowners, condominium and homeowners’ associations, and commercial property owners.
Catamaran anchored off a tropical beach at sunset with palm trees and lit resort along the shore
SCROLL DOWN
Two people reviewing a document on a clipboard, one pointing while the other holds a pen to sign it.

First-Party Property Insurance Claims

First-Party Property Insurance Claims

Property owners who suffered property damage and need help enforcing the terms of their insurance policy. This includes homeowners, condominium unit owners, condominium and homeowners’ associations, and commercial property owners with losses from hurricanes, wind, water, fire, flood, and other covered events. Clients typically contact us after an insurer denies coverage, delays adjustment, underpays the claim, or disputes scope and pricing.
Request a Case Evaluation
Wood-framed house under construction surrounded by palm trees near a beach with blue sky.

Construction Defect Claims

Construction Defect Claims

Owners of homes, condominiums, and commercial buildings dealing with construction defects that cause ongoing performance issues or property damage. Common signs include recurring leaks, cracking, staining, drainage problems, interior damage, mold concerns, and repeat “repairs” that fail to address the underlying defect.
Request a Case Evaluation
Smiling man with dark hair and beard in navy suit and blue tie
From 2017 through 2025, Mr. Smith practiced at a multi-state plaintiff litigation firm handling property-damage and construction-defect matters from intake through resolution. Before practicing law, he worked as a project manager in commercial construction, overseeing large-scale remodeling projects throughout the Southeastern United States—experience that informs disputes involving scope, sequencing, pricing, and causation.
Person in suit reviewing legal documents beside a wooden gavel on a desk.
1

Provide Initial Claim Details

Please provide your contact information and the key facts (property address, dates, parties involved, and what happened) so we can evaluate the matter and advise on next steps.
Person in black robe holding an open book and pen beside a gavel and scales of justice.
2

How We Evaluate Your Claim

Timelines vary based on the type of claim, complexity of the damages, and whether litigation becomes necessary. We promptly gather the key documents and information needed to evaluate coverage, scope, and damages, then move the matter forward without unnecessary delay.
Construction workers in hard hats and safety vests reviewing plans at a site with a crane
3

We Pursue the Right Party

In property insurance disputes, we pursue benefits under the policy from the insurance carrier. In construction defect matters, we pursue claims against the responsible builders, contractors, design professionals, and other involved parties.
Amounts and outcomes depend on the facts, policy language, contracts, and applicable law. Prior results do not guarantee a similar outcome.
Handled hundreds of litigated matters and a large volume of related claims.
Each matter is unique; results and timelines vary.
Person in suit reviewing legal documents beside a wooden gavel on a desk.
Smiling man with dark hair and beard in a gray suit, white shirt, and light blue tie.
Kavon P. Smith is the founder and managing attorney of KPS Law, PLLC. He represents Florida property owners in first-party insurance disputes and construction defect litigation, including claims for homeowners, condominium associations, homeowners’ associations, and commercial properties.

Before practicing law, Mr. Smith worked as a project manager in commercial construction, giving him practical insight into scope, sequencing, and pricing issues that often drive these cases.

He earned his J.D. from the University of Florida Levin College of Law and is admitted in Florida, as well as the U.S. District Courts for the Southern and Middle Districts of Florida and the District of Colorado. He accepts cases statewide in Florida.
0
9 Years In Practice
Request a Case Evaluation
Florida Property Insurance & Construction Defect Representation
Request a Case Evaluation